Useful Documents

Primary Residence

Standard Financial Statement (SFS)

Mars Capital wants to understand your situation and support you in getting back to long‑term financial stability.

To do that, we need a clear picture of your current finances so we can assess whether your mortgage is affordable and agree a payment plan that works for you.

To do this we use the following Standard Financial Statement SFS form.

Guide to completing a Standard Financial Statement

The Central Bank of Ireland has published the attached guide to assist you with completing a SFS form. Please use this guide to assist you in completing a SFS form. Please contact us if we can be of any assistance.

Please send the completed and signed SFS form to the address below, along with supporting documents, for example:

Your accounts or self‑assessment (if you are self‑employed), or
Three months of payslips (if you are employed)
Three months of bank statements for everyone named on the mortgage

The SFS form asks you for consent for Mars Capital to process any special category data you provide. You are entitled to withdraw your consent at any time. Our Privacy Notice describes how we use and share your personal data and is available on our website: https://www.marscapital.ie/privacy-notice

Mortgage Arrears Resolution Process (MARP) Booklet

Mars Capital has published its Mortgage Arrears Resolution Process (MARP) in our MARP booklet to help you if your mortgage loan account is in arrears or if it is at risk of going into arrears.

Mars Capital will always work with you to try and come to an arrangement appropriate to your particular circumstances and will require your cooperation and commitment to your mortgage to be able to do so.

Mortgage to Rent Scheme

The Mortgage to Rent (MTR) scheme is a government initiative to help eligible home owners who are at risk of losing their homes due to mortgage arrears to switch from owning their home to renting it as a social housing tenant.

The scheme is administered by the Housing Agency and overseen by the Department of Housing, Planning and Local Government. For more information, please visit www.mortgagetorent.ie or read the Housing Agency's guide here.