Help and advice
Useful sources of help and advice on your mortgage
Please click on the links below to download our documentation.
Standard Financial Statement
Mars Capital will always seek to understand the circumstances of its customers and help them, using all reasonable means available, return to long term financial stability. It is important that we understand your current financial situation to assess the affordability and sustainability of your mortgage and where possible agree an affordable monthly arrangement. To do this we use the following Standard Financial Statement SFS form.
The completed form should be sent to the address below along with your accounts/self assessment (if self-employed) or three months’ payslips (if employed) for each party to the mortgage account plus three months’ bank statements.
Guide to completing a Standard Financial Statement
The Central Bank of Ireland has published the attached guide to assist you with completing a Standard Financial Statement. Please use this guide to assist you in completing an SFS for Mars Capital or please give us a call if we can be of any assistance.
Mortgage Arrears Resolution Process (MARP) Booklet
Mars Capital has published its Mortgage Arrears Resolution Process (MARP) in our following MARP booklet to help you if your mortgage loan account is in arrears or if it is at risk of going into arrears. This is part of our commitment under the Code of Conduct on Mortgage Arrears (CCMA) as published by the Central Bank of Ireland.
Mars Capital will always work with you to try and come to an arrangment appropriate to your particular circumstances and will require your cooperation and commitment to your mortgage to be able to do so.
Variable Rate Policy Statement
The Mars Capital Variable Rate Policy Statement is available here Variable Rate
Tariff of charges
Mars Capital does not currently charge specific Fees to Non-Cooperating Borrowers.
Mars Capital currently only charge the following fee in relation to our mortgage accounts upon request for personal data:
Data Subject Access Requests - €6.35