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Formed in March 2015, Mars Capital Finance Ireland DAC ("MCFID") is an Irish credit servicing firm which services loans on behalf of loan owners (see below section "Who owns my loan?") from our offices in Warrington Place, Dublin 2.
Our business model is to seek to understand the circumstances of our borrowers and help them, using all reasonable means available, return to long term financial stability.
Based in Dublin, we are authorised and regulated by the Central Bank of Ireland (CBI register number C145706) since 17th July 2017 under the Central Bank Act, 1997 (as amended). Registered in Ireland No. 558978. Registered office: One Warrington Place, Dublin 2, D02 HH27.
MCFID is part of the Arrow Global Group http://www.arrowglobal.net/.
What does this mean for me?
MCFID handles all credit servicing on all residential mortgage accounts. An individual MCFID case manager will be assigned to your account to speak to you about your arrears and to work with you to agree an appropriate and sustainable solution to your arrears. MCFID also services those accounts which have exited MARP, been deemed unsustainable, or have entered the legal process.
Who is the legal owner of my loan?
If your loan was sold by IBRC in Special Liquidation, it is now owned by either Mars Capital Ireland DAC, Mars Capital Ireland No.3 DAC or Mars Capital Ireland No.4 DAC. If your loan was sold by Springboard Mortgages, it is now owned by Mars Capital Ireland No.2 DAC. These companies are the owners of portfolios of residential owner-occupied and buy-to-let mortgages, which they purchased from other lenders.